In the event that a particular program is cancelled, for any reason, the extent of our liability is limited to the return of fees paid as outlined above. All refunds will be made by check. As a program participant, you agree to accept full and complete responsibility for your own welfare and property as outlined in the Terms & Conditions and assume the full risks of travel and participation in our activities, and your signed application is a waiver of our responsibility and liability to the maximum extent permitted by law. All workshops, tours, and expeditions are nonsmoking.